There’s a good chance you live near a Kroger. It’s the nation’s largest traditional supermarket, according to the United States Department of Agriculture. Only Walmart sells more groceries. And like Walmart, Kroger runs a reliable pharmacy program.

But Kroger pharmacies aren’t limited to Kroger-branded stores. You’ll find them in Ralphs, Fry’s, Fred Meyer, Smith’s and King Soopers. All these companies are under the Kroger umbrella. In total, there are more than 2,000 Kroger pharmacies across the country. And the key savings program they use is called the Rx Savings Club.

Here’s how it works: For an annual fee starting at $36, the Rx Savings Club offers discounts on thousands of medications. In some cases, it might be the best way to save money on your prescriptions. But often, you’ll find the same discounts, or sometimes bigger ones, by searching for coupons with Optum Perks. (Download the Optum Perks mobile app to search on the go.)

Both the Rx Savings Club and Optum Perks are designed to be alternatives to a health care drug plan. And in some cases, they may save you more money. But using both is a smart option. If you’re already a Kroger shopper, it’s the best way to be sure you’re always getting the best possible price.

How Kroger Pharmacy’s prescription drug program works

The Kroger Rx Savings Club is available in every state but Washington. The $36 starting price covers an individual membership for 1 person, but you can also buy a family membership for $72. That will cover up to 5 additional friends, family members or pets.

Once you have a membership, here’s what you get:

  • More than 100 common medications for $6 or less. Some cost only $3, while a few are completely covered under your membership fee.
  • Discounts of up to 85% off the price on thousands of other medications. You can look up the price of your medication on the store’s website.

How to use Optum Perks at Kroger Pharmacy

Optum Perks negotiates discounts on prices directly with the manufacturers to save you money. And unlike Kroger’s plan, it’s completely free to use. So it’s worth searching to see if you can find a better deal.

As an example, Kroger’s Rx Savings Club offers fluvastatin (20 mg) at $119 for 30 capsules. That’s a 20% discount off the normal price of $150. But if you use Optum Perks instead, you’ll find the same dosage of fluvastatin for $85. That’s almost 45% off the usual price. (Download the free coupon now.)

While you can’t use Optum Perks and Kroger’s Rx Savings Club at the same time, you can use the free service at Kroger pharmacies. In some cases, Optum Perks might even point you to another pharmacy in your area for even more savings.

Another reason to use Optum Perks is that you can have medication delivered directly to your house. You can learn more about the delivery program here.

It can be a little confusing to compare prices across multiple services. But if you make it a habit, you’ll be sure you’re always getting the best deal.

Additional source
Kroger is the nation’s largest traditional grocery store: United States Department of Agriculture