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5 FAQ about Optum Perks prescription discounts

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How to get a discount cardHow does it work?Can I use it with insurance?Can I use it with any medication?How much can I save?Summary
A free Optum Perks discount card can help you save money on thousands of prescription medications. Read on to learn how it works and how much you could save.
Medically reviewed by Alisha D. Sellers, BS Pharmacy, PharmD
Written by Anisha Mansuri
Updated on

Rising prescription drug prices in the United States can stop many people from accessing adequate healthcare. Worrying about paying medical bills can often create additional stress alongside managing a health condition.

A 2017 study by the American Psychological Association found that around 60% of Americans reported being worried about the cost of medication, while 57% were stressed about overall medical bills.

Drug discount cards can help remedy this issue by offering prescription medication at a cheaper rate. This can lead to more accessibility and affordability for many people and ensure that they do not have to go without medication when it’s needed.

The free Optum Perks discount card offers a great way to save money on thousands of Food and Drug Administration (FDA) approved medications. The discount card can be used nationwide at more than 64,000 pharmacies to help you find the best deal for your prescription.

Here are some of the most frequently asked questions about the Optum Perks discount card.

How do I get an Optum Perks discount card?

Female picking up prescription medication at a pharmacy to depict medication being brought with an Optum Perks discount card.
Courtney Hale/Getty Images

You can get a free Optum Perks discount card by clicking here. You can then choose to receive your discount card either via text or email, or in a printable version. Your card will never expire, and you can use it for yourself and your entire family.

Another great way to always ensure you have your discount card handy is by downloading the Optum Perks mobile app. Each time you fill a prescription, you can simply show your discount card to your pharmacist.

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How does the discount card work?

Follow these 3 simple steps to begin using your free Optum Perks discount card and find the best offers near you:

  1. Visit the Optum Perks site and search for your medication.
  2. Find a pharmacy near you by comparing the list of discounts and choosing the best price.
  3. Give your Optum Perks card to your pharmacist to get your discounted medication.

Remember, if you forget to show your discount card to the pharmacist before they run your prescription, you can always ask for them to rerun it with the discount card to ensure you receive the best price.

Can I use my discount card with insurance?

If you have an insurance plan, you can still use an Optum Perks discount card to save money. However, you can not use the card and your insurance in combination.

It can be helpful to compare the cost of your medication when using your insurance to the cost with an Optum Perks discount rate to ensure you’re paying the cheapest price.

Can my discount card be used for any medication?

Optum Perks discount cards work on most FDA-approved drugs and can save you up to 80% on prescription medications. You can search for a specific medication here.

If you have a regular prescription and have identified a pharmacy that offers the best price via the Optum Perks site, it can be beneficial to have your prescription sent directly to them. This can help save you time and make receiving your discounted medication much easier.

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How much money can I save with an Optum Perks discount card?

An Optum Perks discount card can help you save money across thousands of prescription medications.

Scroll across the table below to see some examples of how you can save with Optum Perks:

Medication typeDrug (generic)Optum Perks price Retail priceSavings
blood pressure medicationatorvastatin, 40 mg$9.87$36.0072%
depression and anxiety medicationsertraline, 50 mg$8.87$14.5339%
cold and flu medicationoseltamivir, 75 mg$24.29$69.0064%
antibioticsamoxicillin, 500 mg$8.91$11.0021%

*Prices are correct as of October 10, 2023.

Search for your medication on the Optum Perks site to find out how much you could save on your prescription.

Summary

Rising prescription drug prices can often create additional and unneeded stress alongside managing a health condition. Drug discount cards offer a great way to get your prescription medication at a cheaper rate.

The free Optum Perks discount card can save you up to 80% on thousands of FDA-approved medications and help you find the best price for your prescription.

You can get an Optum Perks Discount card by clicking here and choosing to receive your discount card either via text or email, or as a printable version.

You can also download the Optum Perks mobile app to ensure you always have your discount card handy and search for offers on your medication.

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