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Finasteride cost and coupons

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CostCouponsFAQsCost considerationsGenerics vs. brand-namesWhat to ask
Finasteride oral tablet is a generic medication that’s prescribed for a certain kind of hair loss and enlarged prostate. It comes as the brand-name drugs Propecia and Proscar. The cost of finasteride with and without insurance can depend on several factors. It might be lowered by using a coupon.  
Medically reviewed by Dena Westphalen, PharmD
Updated on

Read on to learn about finasteride and cost. You’ll also find available coupons and suggestions for ways to save on your prescription. If you’d like more information about finasteride, including its uses, refer to this overview article.

Cost of finasteride

Like other medications, the cost of finasteride can vary. Certain factors may affect its price, such as:

  • your insurance plan, if you have coverage
  • the pharmacy you use

To find out how much finasteride costs, ask your doctor, pharmacist, or insurance provider. They may suggest ways to save money on your prescription, including those described in this article. To find out what you’d pay using savings coupons, read the following section.

Coupons for finasteride

Prescription drug coupons can help you save money by lowering the cost of finasteride.

Visit this page to access Optum Perks coupons and get price estimates for finasteride when you use the coupons. These coupons can provide significant savings on your prescription costs.

Note: Optum Perks coupons cannot be used with any insurance copays or benefits.

Available app for coupons

To make finding and using these coupons easier, you can download the Optum Perks app. To learn more about this prescription discount app, see this article.

Common questions about finasteride and cost

Here are some common questions about finasteride and their answers. 

Is there a cost difference between finasteride 1 mg and finasteride 5 mg?

Finasteride oral tablets are available in 1-milligram (mg) and 5-mg strengths. The strength your doctor prescribes may affect the drug’s price.

Insurance coverage may also affect the price. Insurance plans cover finasteride differently, including the amount they may charge for copay.

To learn how much you can expect to pay for finasteride, contact your insurance provider or ask at your pharmacy.

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How much does finasteride cost without insurance?

Generally, the amount you must pay for prescription drugs can be higher when you don’t have insurance. But finasteride is a generic drug. Generic drugs tend to be less expensive than their brand-name versions. (Finasteride comes as the brand-name drugs Propecia and Proscar.)

If you’ll be paying for finasteride out of pocket, you may find coupons or other assistance available to help lower its cost. For details, see the “Coupons for finasteride” section above.

Why are costs different for brand-name drugs vs. generic drugs?

Brand-name drugs can be expensive because of the studies needed to test how safe and effective they are.

Makers of a brand-name drug can sell their drug for up to 20 years. When the patent for a brand-name drug expires, other drugmakers can create and sell generic versions. A generic medication is an identical copy of the active drug in a brand-name medication. (The active drug is an ingredient that makes the drug work.)

This competition may help keep costs for generic medications lower. Also, generic medications contain the same active drugs as brand-name medications. So they don’t require the same testing, which can be costly.

Ask your doctor if you’d like to know more about the cost difference between brand-name and generic drugs.

Cost considerations for finasteride

Here’s a list of things to consider about the cost of prescription drugs:

  • Prior authorization. If you have prescription drug insurance, your insurance company may require prior authorization before it covers the cost of finasteride. In this case, your doctor will communicate with your insurance company regarding your prescription for finasteride. The insurance company will decide whether to cover the medication. If a drug requires prior authorization and you begin taking it without this, you may have to pay the full cost for the drug.
  • Three-month supply. If you’re taking finasteride long term, your doctor may suggest a 90-day supply of the medication. This will have to be approved by your insurance company. Getting a 90-day supply could help lower the drug’s cost. It could also save you time having to make trips to your pharmacy.

If you have questions about any of these considerations, ask your doctor or pharmacist. Or contact your insurance company and talk with a representative.

If you don’t have a health insurance plan, let your doctor or pharmacist know. They may suggest online pharmacy options you could use. You can also ask them about ways to obtain health insurance coverage.

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Mail-order pharmacies

You may be able to receive certain medications through a mail-order pharmacy. Getting a prescription this way can help lower the drug’s cost. It also means you can receive the drug without leaving your home. Some Medicare plans may cover the cost of mail-order medications.

Generics vs. brand-names

Finasteride is a generic medication. It’s available as the brand-name drugs Propecia and Proscar.

A generic medication is an identical copy of the active drug in a brand-name medication. Generics usually cost less than brand-name drugs. And they’re thought to be as safe and effective as the brand-name versions. (The active drug is an ingredient that makes the drug work.)

If your doctor has prescribed finasteride and you’re interested in taking Propecia or Proscar instead, tell your doctor. They may prefer one medication over the other. Also, check whether your insurance plan covers only one version of the drug.

To learn how the cost of finasteride compares with its brand-name versions, talk with your doctor or pharmacist. You could also contact your insurance company. 

What to ask about finasteride

This article provides cost information related to finasteride and offers suggestions for ways to save money on your prescription. You’ll find a link to coupons for finasteride near the beginning of this article.

If you have more questions about paying for this medication, let your doctor or pharmacist know. They can provide more information. You can also reach out to your insurance company.

Here’s a list of questions you may want to ask regarding the cost of your medication:

  • What is my prescription copay for finasteride?
  • Are there lower cost drugs that could treat my condition?
  • How can I lower my cost for finasteride?

Disclaimer: Optum Perks has made every effort to make certain that all information is factually correct, comprehensive, and up to date. However, this article should not be used as a substitute for the knowledge and expertise of a licensed healthcare professional. You should always consult your doctor or another healthcare professional before taking any medication. The drug information contained herein is subject to change and is not intended to cover all possible uses, directions, precautions, warnings, drug interactions, allergic reactions, or adverse effects. The absence of warnings or other information for a given drug does not indicate that the drug or drug combination is safe, effective, or appropriate for all patients or all specific uses.

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