Millions of people regularly use prescription medications, and they are often vital to health and well-being. For many, the costs can add up, and even with insurance, you might not have coverage to meet medication expenses.
Prescription discount cards can help make medication more accessible, particularly to those uninsured or without prescription drug coverage.
Optum Perks is free to use and accepted at thousands of pharmacies. Around 18.6 million people have used the Optum Perks Discount Card, saving over $1.7 billion on medications. Here’s how the program works.
Which pharmacies accept the Optum Perks Discount Cards and coupons?
According to the Centers for Disease Control (CDC), 48.6% of people in America surveyed in 2015–2018 used at least one prescription drug in the previous month, and nearly 24% used three or more.
With medication costs rising each year, it’s important to have ways to manage these expenses.
You can use your Optum Perks Discount Card at over 64,000 pharmacies nationwide. Most large pharmacy chains accept Optum Perks Discount Cards, and smaller chains may accept them too.
You can find out where you can use the care locally, by visiting the Optum Perks webpage or by visiting your local pharmacy to ask.
To use the Optum Perks Discount Card at a pharmacy, present your card when you fill your prescription. The pharmacist or retailer will scan the card, and any applicable discounts will automatically apply to your bill.
If you have an Optum Perks coupon, present the coupon to the pharmacy, just as you would with a coupon at a grocery store. The retailer or pharmacist should apply the discount to the retail prescription price.
What to do if your pharmacist doesn’t accept Optum Perks
Sometimes, a pharmacy may not accept your Optum Perks Discount Card. If this happens, and they are unwilling to honor the discount, you should remain confident that the card and discount are valid.
You can choose to visit another pharmacy, or if you prefer, you can call the Optum Perks team at 866-407-8901, where someone will be happy to help.
How does the Optum Perks Discount Card work?
Optum Perks works with retail pharmacies to negotiate prescription drug prices and bring you discounts.
However, Optum Perks is not insurance, and if you have insurance that includes prescription drug coverage, you might find it more cost-effective than using Optum Perks discounts.
Also, if you use Optum Perks or another prescription discount card, the expenses will not count toward your deductible.
The out-of-pocket costs with a prescription discount card may be less than with insurance, and when you have both options, you can decide what’s best for you.
If you need help covering the cost of medications, the free Optum Perks Discount Card could help you save up to 80% on prescription drugs. Follow the links on drug names for savings on that medication, or search for a specific drug here.
