- Yes, of course! Our card is not insurance, we simply provide discounts on prescriptions. Since pricing is an ongoing negotiation, please bring both your insurance card and Optum Perks coupon to your pharmacist to see which provides a more cost-effective option for you.
- If you have a Medicare Part D plan, you can still use Optum Perks. However, drugs purchased with this discount will not count toward your Medicare deductible and therefore not allow you to exceed your deductible and get out of the "donut hole." Not all plans are the same. Contact your plan administrator for details.
- No, any money spent when using an Optum Perks discount card or coupon will not count towards your deductible.
- Yes. If you have a Health Savings Account (HSA) you can use the funds from your HSA to pay for prescriptions and use an Optum Perks coupon or discount card to lower the price.