For many Americans, buying prescription medications is annoying. In some cases, it’s unmanageable.
For one thing, medication is expensive: 1 in 4 people struggle to afford their prescriptions. This is according to data from the Peterson Center on Healthcare and Kaiser Family Foundation. And cost aside, the process for filling and paying for prescription drugs can be tedious. You drive to the pharmacy, often during your lunch hour or on your day off. Then you wait around while your prescription is being filled, and in some cases, you may have to come back another day to pick it up.
You also might have no idea as to how much your medication will cost. Optum Perks can help you find discounts, but if you’re using insurance, the price can change month to month. And if the medication you need isn’t covered, you’ll have to work with your doctor to find an alternative within your plan.
Prescriptions on the Optum Store simplifies the process. The online pharmacy makes it easy to fill prescriptions for you and your dependents. It carries hundreds of medications, and you can order them from whatever device you’re reading on right now.
Here’s how the Optum Store will become your new favorite way to order medication.
You get low medication prices
Prescriptions on the Optum Store offers medication prices as low as $3.33 per month for a 90-day supply. They’re among the most competitive rates you’ll find anywhere.
There are a couple of notable reasons the pharmacy can offer such great deals. First, it develops relationships with wholesale manufacturers that allow it to negotiate on behalf of consumers. These prices are often lower than what an insurance company can negotiate.
Second, more than 90% of the medications Prescriptions on the Optum Store sells are generic. These are more affordable than brand medications, and they contain the same active ingredients. (If your doctor has prescribed you a name-brand medication, always get the okay from him or her before switching to a generic.)
The pharmacy does carry some branded medications, including Viagra®, Cialis® and some insulins. But the majority of its offerings are generics. (Here’s what it’s like to take erectile dysfunction medication, from someone who knows firsthand.)

The prices are consistent
Prescriptions on the Optum Store is a cash pharmacy, which means it doesn’t take coupons or insurance. This allows it to cut out middlemen, such as insurance companies, which drive prices up and regulate what and how much you can purchase at a time.
Insurance works great for some people. But it also introduces variability. Depending on the company, prices can fluctuate, which makes it difficult to budget. And your insurance company might limit how much you can buy — no more than a 30-day supply, for instance.
With Prescriptions on the Optum Store, what you see is what you pay. The prices are set and guaranteed through the end of the year. You’ll know exactly what your medications will cost each month.